People are always frightened with the fact of getting disabled and being unable to work. Sadly, they must live up to that fact that there is a three in ten chances that a person would be disabled before reaching the age of 20. If not being able to provide their family with basic needs or getting medication to be able to work again constitutes as fear, they ought to have social security disability insurance.
Through the help of the Social Security Administration (SSA), people could now be well taken care of and provided with their much-needed medications in case they encounter an accident. The SSA is tasked for this particular purpose by the federal government.
The social security disability insurance in particular is focused on adding former employees through monetary or service-based support. This all comes from the taxes that these workers also pay while they were still working. However, one requirement is that the person must have worked long enough to be able to provide Social Security tax contributions.
Family members can be then listed as the beneficiaries of the said program. Moreover, any employee can get a claim to this if they have obtained medical condition that lasts up to year, is fatal to cause death and prevents them from working. Here are the other basic requirements that are needed:
- Did not leave the country for about 30 successive days
- Has limited income and resources
- Has filed an application for SSDI
- Has been sick for equal or more than 12 months
- A citizen of the United States
Nonetheless, these employees should be warned that there is a possibility that their claim would be rejected. There are actually high probabilities to this and through the years many have been regretful that they have not sought the aid of a social security lawyer before undergoing the claiming process.
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